HOW TO PREVENT PEOPLE FROM GETTING MY INFORMATION?

While no one is completely safe from identity theft, there are some simple measures that can be taken to help secure your personal information and guard against identity theft. If someone has stolen your information, catching it early is the key!
  • Always shred discarded credit card applications or other items received in the mail. These can contain special information or be submitted without your permission. 

  • Install a locked mailbox with a slot. 

  • Always instruct your credit card issuers and anyone else you purchase goods or services from that you do not wish them to share or sell your information with/to others. 

  • Review your credit reports at least once a year. Please see back panel for credit reporting agency information. 

  • Never give personal information to someone over the telephone. Always ask them for a physical location and get the full name of anyone you deal with. 

  • Don't place your mail in an open container: take it to the post office or neighborhood mailbox.

  • Remove your name from marketing lists, surveys, etc. See telephone contacts on the back of this brochure. 

  • Create a log of all credit and personal information, including credit card numbers, customer service telephone numbers, and credit reporting agency contact information. Keep this information in a locked container for quick access in case of an emergency. 

  • Do not pre-print your driver's license number, Social Security number or phone number on your checks. 

  • Always check the reputation of any company you do business with on-line. Also look for a contact address located within the continental United States. It is much more difficult to retrieve funds or information transferred out of the country. Be cautious of  any business that only has a P.O. Box for an address. 

  • Always shred your credit card receipts, ATM receipts and unretained bills. Never throw them away at the point of sale. 

  • Check all your billing statements and bank statements for unauthorized charges or withdrawals. If you don't receive a regular statement on time, contact your Credit Card Company or bank immediately. 

  • Do not write account numbers on checks or envelopes. 

  • If your credit card company sends convenience checks, you may want to request that it stop and shred the unused ones. 

  • Conceal your hand when entering PINs of any kind into a public machine or telephone. 

  • If you are transacting business over the internet always print out and save the receipt and transaction information. 

  • Always make your internet purchases over a secure connection and make purchases by credit card. 

  • Never give out your log-on name or password to someone who asks you via e-mail or instant message. 

  • Never send your personal information, credit card numbers or account numbers via e-mail or instant message. 

  • If any firm uses your Social Security number or other personal number as an account number, ask them to change it. 

  • Check Social Security statements for inaccuracies. 

  • Do not use your birthdate as your pin number.

  • Ask for information protection policy statements from each business that has your personal information, including your doctors. 

  • Do not exchange personal information for prizes. They should be free ... no strings attached. 

  • Do not carry a list of PIN numbers in your purse or wallet. 

  • REMEMBER if it sounds too good to be true ... it is probably a scam.

  • You may want to contact the Public Utility Commission of Texas and place yourself on the "Texas No Call List." Cost is $4.80.